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I need help to file bankruptcy

Stressed1
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Posted by Stressed1

on Mar 21, 2007

I am a single black 46 year old female.  I have no children.  I lost my job in 2005.  I was unemployed for six months.  In August I lost my house and my car was repossed in December 2006.  I am currently working and I only make $8.25 an hour.  Since I have been without a car my 65 year old mother provide transportation to work everyday and I think God for her.  She recently found out she was a dieabetic and have to go to the doctor constantly.  With everything that I have been through, if it wasn't for her I would have been dead a long time ago. Since all of this has occured, most of my family treat me like I have the plague. I have noone whom I can even talk to.  Noone seem to understand.  I don't drink or do drugs. I just lost my good paying job and now I have almost lost everything.  It is so bad that if someone garnished my pay I would not be able to go on.  I don't answer my phone because of the bill collectors calling.  I am stressed all the time.  I would like any financial help to help me file bankruptcy so that I can get back on my feet.   I am a hard worker, and I have been working since I was 17 years old.   I never depended on a having a man in my life to help pay bills and I am not gay. Sometimes I feel that God has forsaken me.  For the lfe of me I don't know what I've done wrong.   I have never hurt or taken advantage of anybody.   I can't get any help from from any assistance programs because I don't have  any children.  Please somebody help me! I don't think I can take much more of this.  I  just want my life back.  If anyone can give me suggestions, financial help as to what my next step should be as far as how to obtain a car, file bankruptcy, get help with utilities, and food ect.  It would be greatly appreciated. 

Categories: financial help, transportation, bankruptcy help
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sshea1
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3. sshea1 posted on Mar 22, 2007

Hello, Here are a few links to start with. How current is your resume? I will add a link to read about creating one. Also, browse through the links on my members page to see if there is anything else there that might help you. God Bless you and I wish you luck
Emergency assistance
Fact for consumer on debt collection
Food distribution programs
Energy assistance
United Stated Department of Health and Human Services
Job help from Matthew Lesko
HUD Homes and communities home page
Maybe get your current boss involved with commuter check
Another site to post for aid

Stressed1
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2. Stressed1 posted on Mar 22, 2007

I had to use what money I had, when I was fighting so hard to keep my house and while unemployed. Unemployment did not pay me enough to make a house payment, car payment and pay utility bills. I felt that with the qualifications/ work history I have, I would have found a decent job by now. Everything I touch just goes to pot.

ekikaseven
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1. ekikaseven posted on Mar 22, 2007

Can you borrow from the retirement or 401 plan that you had from your good paying job you had? Do they allow that? If they do, borrow from your retirement plan. You could always pay it back later. Good luck.

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